Hurricane Preparation

At ACCH Insurance Agency we believe in hurricane preparation. Whether it is a hurricane, tropical storm or a tornado, every individual and family should be prepared in case of Florida’s inclement weather.

What to do when you live in a hurricane-prone area? You and your family should have and review an emergency preparation plan!

Preparing for a Storm

It is important to create a supply kit that you can take with you if you are forced to evacuate. This hurricane preparation kit will also be useful if you are able to stay in your home, but are still affected by the storm, especially if there is a loss of power. A common trend seen when hurricanes are approaching is statewide panic. Large numbers of individuals rush to obtain supplies they think they need. Hurricane preparation should begin on June 1, the first day of hurricane season. If you prepare ahead of time, you potentially relieve a lot of stress in a rather chaotic situation.

ACCH Insurance Agency provides some helpful hints for Hurricane Preparation:

INSURANCE HURRICANE PREPARATION:

  • Contact your agent to make sure that your policy is current
  • Confirm payments are up to date and advise of any changes
  • Keep a copy of your insurance policies and other important documents in a waterproof container.
  • Take a personal inventory of your home.

An easy website to assist you in recording your personal belongings is: www.knowyourstuff.org

PREPARATION FOR A HURRICANE:

A plan for evacuation preparedness and for if family members are separated

  • Battery operated radio (again, have extra batteries)
  • Books, magazines, games for recreation
  • Cooler and ice packs
  • Charge your cell phone and limit use if power is out
  • First-aid kit (include any prescription medication you may need)
  • Flashlights (have extra batteries on hand)
  • Infant supplies
  • Have extra cash on hand in the event ATM’s in your area are not working
  • Lighter or matches
  • Non-perishable food (enough to last at least 3 days)
  • Manual can opener
  • Personal hygiene items and sanitation items

Special needs items: Micro-chip your pet, pet supplies
  • Turn your refrigerator temperature down and/or freeze any food or drinking water that can be frozen if you expect a power outage
  • Water (enough to last at least 3 days) and fill bathtub and large containers with water for washing and flushing only
  • Waterproof container with cash and important documents

PROPERTY HURRICANE PREPARATION:

  • Know how to secure your home in the event of damaging winds, storm surge and flooding
  • Bring in all outdoor furniture, garbage cans, decorations, and anything else that is not tied down
  • Cover all of your windows, either with hurricane shutters or wood
  • If possible, secure straps or clips to securely fasten your roof to the structure of your home
  • Make sure all trees and shrubs are trimmed and clear rain gutters
  • Reinforce your garage doors
  • When winds become strong, stay away from windows and doors and close, secure and brace internal doors.

 TO PROTECT YOUR PROPERTY AFTER A LOSS:

  • Do not contract for any permanent repairs until an adjuster has inspected the damage
  • If you relocate from your address or change your contact phone numbers notify your agent and your adjuster
  • Keep all receipts and invoices
  • Take photographs of the damage
  • Take reasonable steps to protect your home and property from further damage by doing temporary repairs
  • Use only properly licensed and insured contractors and obtain itemized repair estimates